/* +MARGEM — pacote consolidado para reduzir bloqueios de renderização. */

/* Fonte: style.css */
/* =========================================================
   +MARGEM — Design System
   Mais margem. Menos banco.
   ========================================================= */

:root{
  --navy:#0E2038;
  --navy-900:#081527;
  --navy-800:#12294a;
  --copper:#C1703F;
  --copper-light:#D98E5F;
  --copper-dark:#9E5730;
  --cream:#F4F0E8;
  --cream-dark:#E7E1D5;
  --ink:#0E2038;
  --muted:#5C6B80;
  --white:#ffffff;
  --line:rgba(14,32,56,.12);
  --line-dark:rgba(255,255,255,.14);

  --serif:'Playfair Display', Georgia, 'Times New Roman', serif;
  --sans:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;

  --max:1180px;
  --radius:2px;
  --shadow:0 18px 50px rgba(8,21,39,.14);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}

body{
  margin:0;
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  color:var(--ink);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%;display:block}
a{color:inherit}

.wrap{max-width:var(--max);margin:0 auto;padding:0 28px}

/* ---------- Tipografia ---------- */
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.2vw,4rem)}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
h3{font-size:clamp(1.25rem,2vw,1.6rem)}
p{margin:0 0 1.1em}
.lead{font-size:clamp(1.05rem,1.5vw,1.22rem);color:var(--muted);max-width:62ch}
.dark .lead,.page-hero .lead,.cta-band .lead{color:rgba(255,255,255,.72)}

.eyebrow{
  font-family:var(--sans);
  font-size:.72rem;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--copper);
  margin:0 0 14px;
  display:block;
}

.rule{width:64px;height:2px;background:var(--copper);margin:26px 0}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(14,32,56,.96);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line-dark);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;position:relative}
/* Logotipo — SVG vetorizado do original (assets/logo-margem.svg) */
.brand{display:inline-flex;align-items:center;text-decoration:none;color:#fff;flex-shrink:0}
.brand img{height:32px;width:auto;display:block}
.site-footer .brand img{height:38px}

.nav-links{
  display:flex;align-items:center;list-style:none;margin:0;padding:0;
  flex:1;justify-content:flex-end;gap:34px;margin-left:48px;
}
.nav-links a{
  text-decoration:none;color:rgba(255,255,255,.8);
  font-size:.83rem;letter-spacing:.06em;font-weight:500;
  padding:6px 0;border-bottom:1px solid transparent;transition:.2s;
  white-space:nowrap;
}
.nav-links a:hover,.nav-links a.active{color:#fff;border-bottom-color:var(--copper)}
.nav-links .btn{color:#fff;border-bottom:none;padding:11px 22px;margin-left:14px}
.nav-links .btn:hover{border-bottom:none}

.nav-toggle{
  display:none;background:none;border:1px solid var(--line-dark);
  color:#fff;padding:9px 12px;cursor:pointer;border-radius:2px;font-size:1rem;
}

/* Menu com seis itens: reduz o espaçamento antes de virar menu sanfonado */
@media (max-width:1180px){
  .nav-links{gap:20px;margin-left:24px}
  .nav-links a{font-size:.78rem;letter-spacing:.03em}
  .nav-links .btn{padding:11px 16px;margin-left:6px}
}

/* ---------- Botões ---------- */
.btn{
  display:inline-flex;align-items:center;gap:9px;
  padding:15px 30px;text-decoration:none;
  font-size:.86rem;font-weight:600;letter-spacing:.05em;
  border:1px solid transparent;border-radius:var(--radius);
  cursor:pointer;transition:.22s;font-family:var(--sans);
}
.btn-primary{background:var(--copper);color:#fff}
.btn-primary:hover{background:var(--copper-dark)}
.btn-outline{border-color:var(--copper);color:var(--copper);background:transparent}
.btn-outline:hover{background:var(--copper);color:#fff}
.btn-ghost-light{border-color:rgba(255,255,255,.35);color:#fff;background:transparent}
.btn-ghost-light:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn:disabled{opacity:.45;cursor:not-allowed}

/* ---------- Seções ---------- */
section{padding:96px 0}
.dark{background:var(--navy);color:#fff}
.dark h1,.dark h2,.dark h3,.dark h4{color:#fff}
.darker{background:var(--navy-900);color:#fff}
.light{background:var(--cream)}
.white{background:#fff}

.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:44px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:36px}

/* ---------- Hero ---------- */
.hero{
  background:
    linear-gradient(105deg, rgba(14,32,56,.97) 0%, rgba(14,32,56,.9) 55%, rgba(18,41,74,.82) 100%),
    repeating-linear-gradient(90deg, rgba(255,255,255,.03) 0 1px, transparent 1px 62px),
    var(--navy);
  color:#fff;padding:120px 0 108px;position:relative;overflow:hidden;
}
.hero::after{
  content:"";position:absolute;right:-4%;top:0;bottom:0;width:36%;
  background:linear-gradient(180deg,var(--copper) 0%,var(--copper-dark) 40%,rgba(14,32,56,0) 100%);
  opacity:.13;transform:skewX(-9deg);pointer-events:none;
}
.hero .wrap{position:relative;z-index:2}

/* Logotipo em destaque, como na capa do material comercial */
.hero-logo{
  width:min(620px, 74vw);height:auto;display:block;margin:0 0 4px;
}
.hero .rule{margin:30px 0 28px}
.hero h1{
  max-width:17ch;color:#fff;
  font-size:clamp(2.1rem,4.4vw,3.5rem);margin-bottom:.35em;
}
.hero-sub{
  color:var(--copper-light);
  font-size:clamp(1.05rem,1.7vw,1.35rem);
  margin-bottom:1.4em;
}
.hero-tag{
  font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;
  color:rgba(255,255,255,.55);margin-top:44px;
}
.hero-cta{display:flex;gap:16px;flex-wrap:wrap;margin-top:38px}

.page-hero{background:var(--navy);color:#fff;padding:86px 0 74px}
.page-hero h1{max-width:20ch;margin-bottom:.3em;color:#fff}

/* ---------- Cards ---------- */
.card{
  background:#fff;border:1px solid var(--line);
  padding:34px 30px;border-radius:var(--radius);height:100%;
}
.dark .card,.darker .card{background:rgba(255,255,255,.04);border-color:var(--line-dark)}
.card h3{margin-bottom:.4em}
.card p{color:var(--muted);margin:0;font-size:.97rem}
.dark .card p,.darker .card p{color:rgba(255,255,255,.7)}

.num{
  font-family:var(--serif);font-size:2.6rem;color:var(--copper);
  line-height:1;display:block;margin-bottom:14px;
}
.num-sm{
  font-size:.72rem;color:var(--copper);font-weight:700;
  letter-spacing:.1em;margin-right:14px;font-family:var(--sans);
}

.scope-list{list-style:none;margin:0;padding:0}
.scope-list li{
  display:flex;align-items:baseline;gap:4px;
  padding:19px 0;border-bottom:1px solid var(--line);
  font-weight:600;font-size:1.02rem;
}
.dark .scope-list li{border-bottom-color:var(--line-dark)}

.deliver-list{list-style:none;margin:0;padding:0}
.deliver-list li{
  display:grid;grid-template-columns:210px 1fr;gap:28px;
  padding:22px 0;border-bottom:1px solid var(--line-dark);align-items:start;
}
.light .deliver-list li{border-bottom-color:var(--line)}
.white .deliver-list li{border-bottom-color:var(--line)}
/* variação em coluna estreita: rótulo acima da descrição */
.deliver-list--stack li{grid-template-columns:1fr;gap:7px}
.deliver-list .label{
  font-size:.72rem;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--copper);padding-top:4px;
}
.deliver-list .desc{margin:0}

/* Pilares (01 Contrato / 02 Custo efetivo ...) */
.pillar-list{list-style:none;margin:0;padding:0}
.pillar-list li{
  display:grid;grid-template-columns:56px 1fr;gap:18px;align-items:center;
  padding:20px 0;border-bottom:1px solid var(--line);
}
.dark .pillar-list li,.darker .pillar-list li{border-bottom-color:var(--line-dark)}
.pillar-list li:last-child{border-bottom:none}
.pillar-list .n{font-family:var(--serif);font-size:1.8rem;color:var(--copper);line-height:1}
.pillar-list strong{font-size:.78rem;letter-spacing:.13em;text-transform:uppercase;font-weight:700}

.alert-box{
  background:var(--navy);color:#fff;padding:38px 34px;border-radius:var(--radius);
}
.light .alert-box,.white .alert-box{box-shadow:var(--shadow)}
.alert-box ol{list-style:none;margin:0;padding:0;counter-reset:a}
.alert-box li{
  counter-increment:a;display:flex;gap:16px;align-items:baseline;
  padding:15px 0;font-weight:600;font-size:1.02rem;
}
.alert-box li::before{
  content:"0" counter(a);color:var(--copper);
  font-size:.72rem;font-weight:700;letter-spacing:.08em;flex-shrink:0;
}
.alert-box .eyebrow{margin-bottom:8px}

/* MAAR */
.maar{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;margin-top:56px}
.maar-item .letter{
  font-family:var(--serif);font-size:4.2rem;line-height:1;
  color:rgba(255,255,255,.9);display:block;
}
.maar-item:first-child .letter{color:var(--copper)}
.maar-item .bar{height:2px;background:rgba(255,255,255,.2);margin:20px 0 18px}
.maar-item:first-child .bar{background:var(--copper)}
.maar-item .k{
  font-size:.72rem;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--copper);display:block;margin-bottom:10px;
}
.maar-item p{color:rgba(255,255,255,.8);margin:0;font-size:.98rem}

/* Estratégia */
.strategy{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:50px}
.strategy > div{padding:0 34px;border-left:1px solid var(--line)}
.strategy > div:first-child{padding-left:0;border-left:none}
.strategy .k{
  font-size:.74rem;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;margin:12px 0 0;
}
.strategy .bar{height:2px;background:var(--cream-dark);margin:16px 0 20px}
.strategy > div:nth-child(2) .bar{background:var(--copper)}
.strategy p{color:var(--muted);margin:0}

.cta-band{background:var(--navy);color:#fff;padding:82px 0}
.cta-band h2{max-width:18ch;color:#fff}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900);color:rgba(255,255,255,.62);padding:64px 0 30px;font-size:.9rem}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:48px;padding-bottom:44px;border-bottom:1px solid var(--line-dark)}
.site-footer h3{color:#fff;font-family:var(--sans);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 18px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:11px}
.site-footer a{text-decoration:none;transition:.2s}
.site-footer a:hover{color:var(--copper-light)}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:26px;font-size:.78rem;color:rgba(255,255,255,.4);flex-wrap:wrap}
.disclaimer{font-size:.78rem;color:rgba(255,255,255,.4);max-width:74ch;margin-top:20px;line-height:1.6}

/* ---------- WhatsApp flutuante ---------- */
.wa-float{
  position:fixed;right:22px;bottom:22px;z-index:80;
  width:56px;height:56px;border-radius:50%;
  background:#25D366;display:flex;align-items:center;justify-content:center;
  box-shadow:0 8px 26px rgba(0,0,0,.28);text-decoration:none;transition:.2s;
}
.wa-float:hover{transform:translateY(-3px)}
.wa-float svg{width:29px;height:29px;fill:#fff}

/* ---------- Utilidades ---------- */
.center{text-align:center}
.mt-0{margin-top:0}
.mb-0{margin-bottom:0}
.tight{max-width:70ch}
.copper{color:var(--copper)}
.serif-note{font-family:var(--serif);font-size:1.28rem;color:var(--copper-dark);margin:0}
.dark .serif-note{color:var(--copper-light)}

/* ---------- Responsivo ---------- */
@media (max-width:960px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;gap:38px}
  .maar{grid-template-columns:repeat(2,1fr);gap:34px}
  .strategy{grid-template-columns:1fr}
  .strategy > div{padding:26px 0;border-left:none;border-top:1px solid var(--line)}
  .strategy > div:first-child{border-top:none;padding-top:0}
  .footer-grid{grid-template-columns:1fr;gap:34px}
  .deliver-list li{grid-template-columns:1fr;gap:8px}

  .nav-toggle{display:block}
  .nav-links{
    display:none;position:absolute;top:76px;left:-28px;right:-28px;
    flex-direction:column;align-items:flex-start;gap:0;
    background:var(--navy);padding:14px 28px 24px;
    border-bottom:1px solid var(--line-dark);
  }
  .nav-links.open{display:flex}
  .nav-links li{width:100%}
  .nav-links a{display:block;padding:13px 0;width:100%}
  .nav-links .btn{margin-top:10px;justify-content:center}
}

@media (max-width:960px){
  .brand img{height:28px}
  .site-footer .brand img{height:32px}
}

@media (max-width:560px){
  body{font-size:16px}
  section{padding:66px 0}
  .hero{padding:80px 0 70px}
  .hero-logo{width:86vw}
  .brand img{height:24px}
  .site-footer .brand img{height:28px}
  .maar{grid-template-columns:1fr}
  .wrap{padding:0 20px}
  .hero-cta .btn{width:100%;justify-content:center}

  /* margens internas menores: em 320px o padrão comia 24% da largura */
  .card{padding:26px 20px}
  .alert-box{padding:28px 22px}
  .page-hero{padding:64px 0 56px}
  .cta-band{padding:60px 0}
  .site-footer{padding:48px 0 26px}
  .footer-grid{padding-bottom:32px}
  .cta-band .btn,.dark .btn-outline{width:100%;justify-content:center}
  .wa-float{width:52px;height:52px;right:16px;bottom:16px}
  .wa-float svg{width:26px;height:26px}
}

/* Fonte: refinements.css */
/* =========================================================
   +MARGEM — Refinamento tipográfico e camada de movimento
   Carregado por último: sobrepõe assets/style.css
   ========================================================= */

/* ---------------------------------------------------------
   1. TIPOGRAFIA
   --------------------------------------------------------- */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}

body{
  font-feature-settings:"kern" 1,"liga" 1,"calt" 1;
  font-variant-ligatures:common-ligatures contextual;
  font-optical-sizing:auto;
  text-rendering:optimizeLegibility;
  -moz-osx-font-smoothing:grayscale;
}

/* Títulos: quebra equilibrada e kerning fechado do Playfair */
h1,h2,h3,h4{
  text-wrap:balance;
  font-feature-settings:"kern" 1,"liga" 1,"dlig" 1;
}
h1{letter-spacing:-.021em}
h2{letter-spacing:-.017em}
h3,h4{letter-spacing:-.011em}
.hero h1{letter-spacing:-.024em;word-spacing:.012em}

/* Texto corrido: evita linha órfã curta no fim do parágrafo */
p,li,figcaption,.desc{text-wrap:pretty}
.lead{hanging-punctuation:first allow-end}

/* Números sempre alinhados em colunas */
.num,.num-sm,.pillar-list .n,.maar-item .letter,
.snapshot li span:last-child,.footer-bottom,
.pc-index,.pc-formula b,.pc-cenario b{
  font-variant-numeric:lining-nums tabular-nums;
}

/* Aspas tipográficas e ênfase serifada */
.serif-note{font-feature-settings:"kern" 1,"liga" 1;letter-spacing:-.008em}
strong,b{font-weight:600;letter-spacing:-.002em}

/* Rótulos em caixa-alta: tracking proporcional ao corpo */
.eyebrow,.deliver-list .label,.contact-label,
.site-footer h3,.hero-tag,.pillar-list strong{
  font-feature-settings:"kern" 1,"case" 1;
}

::selection{background:var(--copper);color:#fff}
::-moz-selection{background:var(--copper);color:#fff}

:focus-visible{outline:2px solid var(--copper-light);outline-offset:3px}
.dark :focus-visible,.page-hero :focus-visible,
.cta-band :focus-visible,.site-header :focus-visible{outline-color:var(--copper-light)}


/* ---------------------------------------------------------
   2. CAMADA WEBGL
   --------------------------------------------------------- */
.hero,.page-hero{position:relative;overflow:hidden;isolation:isolate}
.page-hero .wrap{position:relative;z-index:2}

.gl-bg{
  position:absolute;inset:0;width:100%;height:100%;
  display:block;z-index:0;pointer-events:none;
  opacity:0;transition:opacity 1.2s ease;
}
.gl-bg.gl-ready{opacity:1}

/* Com o shader ativo, o brilho estático do CSS recua */
.hero.gl-on::after{opacity:.05}


/* ---------------------------------------------------------
   3. MOVIMENTO
   --------------------------------------------------------- */

/* Barra de progresso da leitura */
.scroll-progress{
  position:fixed;top:0;left:0;height:2px;width:100%;z-index:90;
  background:var(--copper);transform:scaleX(0);transform-origin:0 50%;
  will-change:transform;pointer-events:none;
}

/* Header que compacta ao rolar */
.site-header{transition:background .3s ease,box-shadow .3s ease}
.nav{transition:height .32s cubic-bezier(.2,.7,.3,1)}
.brand img{transition:height .32s cubic-bezier(.2,.7,.3,1)}
.site-header.scrolled{
  background:rgba(14,32,56,.99);
  box-shadow:0 10px 34px rgba(8,21,39,.24);
}
.site-header.scrolled .nav{height:64px}
.site-header.scrolled .brand img{height:27px}

/* Revelação por rolagem */
.has-motion [data-reveal]{
  opacity:0;
  transform:translate3d(0,18px,0);
  transition:
    opacity .78s cubic-bezier(.22,.68,.28,1),
    transform .78s cubic-bezier(.22,.68,.28,1);
  transition-delay:var(--d,0ms);
}
.has-motion [data-reveal].is-in{opacity:1;transform:none}

/* Entrada do hero: percurso maior, mesma curva */
.has-motion [data-hero-in]{
  opacity:0;
  transform:translate3d(0,26px,0);
  transition:
    opacity .95s cubic-bezier(.22,.68,.28,1),
    transform .95s cubic-bezier(.22,.68,.28,1);
  transition-delay:var(--d,0ms);
}
.has-motion [data-hero-in].is-in{opacity:1;transform:none}

/* A régua de cobre desenha-se em vez de aparecer */
.has-motion .hero .rule[data-hero-in]{
  transform:none;transform-origin:0 50%;
  transition:opacity .5s ease,clip-path .9s cubic-bezier(.22,.68,.28,1);
  clip-path:inset(0 100% 0 0);
}
.has-motion .hero .rule[data-hero-in].is-in{clip-path:inset(0 0 0 0)}

/* Micro-interações */
@media (hover:hover){
  .card{transition:transform .35s cubic-bezier(.2,.7,.3,1),border-color .35s ease}
  .light .card:hover,.white .card:hover{transform:translateY(-3px);border-color:rgba(193,112,63,.42)}
  .btn{transition:.22s,transform .22s cubic-bezier(.2,.7,.3,1)}
  .btn-primary:hover,.btn-outline:hover{transform:translateY(-1px)}
  .wa-float{transition:transform .28s cubic-bezier(.2,.7,.3,1),box-shadow .28s ease}
  .wa-float:hover{transform:translateY(-3px) scale(1.04)}
  .scope-list li,.pillar-list li{transition:color .25s ease}
}

/* ---------------------------------------------------------
   4. VÍDEO DE FUNDO — Hero com camada de vídeo
   --------------------------------------------------------- */
.hero-video-bg{
  position:absolute;inset:0;width:100%;height:100%;
  z-index:1;overflow:hidden;
}

.hero-video-bg video{
  width:100%;height:100%;object-fit:cover;display:block;
}

.hero-video-bg::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(135deg,rgba(14,32,56,.64) 0%,rgba(193,112,63,.18) 100%);
  z-index:2;pointer-events:none;
}

.hero .wrap{position:relative;z-index:3}


/* ---------------------------------------------------------
   5. MOVIMENTO REDUZIDO — tudo visível, nada anima
   --------------------------------------------------------- */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .has-motion [data-reveal],
  .has-motion [data-hero-in]{opacity:1!important;transform:none!important;clip-path:none!important;transition:none!important}
  .gl-bg{display:none}
  .hero-video-bg{display:none}
  .scroll-progress{display:none}
  .nav,.brand img,.card,.btn,.wa-float{transition:none}
}

/* Fonte: seo.css */
/* +MARGEM — componentes editoriais, SEO e acessibilidade */
.site-header .brand img{height:28px}
.nav-links{gap:18px;margin-left:22px}
.nav-links a{font-size:.75rem;letter-spacing:.025em}
.nav-links .btn{padding:11px 14px;margin-left:2px}

.breadcrumb{
  display:flex;align-items:center;flex-wrap:wrap;gap:8px;
  margin:0 0 26px;font-size:.78rem;color:rgba(255,255,255,.68)
}
.breadcrumb a{color:var(--copper-light);text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb-sep{opacity:.55}

.audience-grid,.result-grid,.proof-grid,.content-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px
}
.audience-card,.result-card,.proof-card,.content-card{
  border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff
}
.dark .audience-card,.dark .result-card,.dark .proof-card,.dark .content-card,
.darker .audience-card,.darker .result-card,.darker .proof-card,.darker .content-card{
  border-color:var(--line-dark);background:rgba(255,255,255,.04)
}
.audience-card h3,.result-card h3,.proof-card h3,.content-card h3{margin-bottom:.45em}
.audience-card p,.result-card p,.proof-card p,.content-card p{margin:0;color:var(--muted)}
.dark .audience-card p,.dark .result-card p,.dark .proof-card p,.dark .content-card p,
.darker .audience-card p,.darker .result-card p,.darker .proof-card p,.darker .content-card p{color:rgba(255,255,255,.72)}

.profile-list,.check-list{list-style:none;margin:30px 0 0;padding:0;display:grid;gap:12px}
.profile-list{grid-template-columns:repeat(2,1fr)}
.profile-list li,.check-list li{position:relative;padding-left:28px}
.profile-list li::before,.check-list li::before{
  content:"+";position:absolute;left:0;top:-1px;color:var(--copper);font-weight:700
}

#como-atuamos,#renegociacao-frustrada,#o-que-nao-fazemos,#cenario-financeiro,#confianca{scroll-margin-top:78px}
.hero h1{max-width:23ch}
.hero .hero-sub{margin-bottom:14px;font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase}

.contrast-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:38px}
.contrast-card{border:1px solid var(--line);border-radius:var(--radius);padding:34px;background:var(--cream)}
.contrast-card--yes{background:var(--navy);border-color:var(--navy);color:#fff}
.contrast-card--yes .check-list li{color:rgba(255,255,255,.86)}
.contrast-card .check-list{margin-top:8px}

.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:38px 0 22px}
.scenario-card{background:#fff;border:1px solid var(--line);padding:28px;border-top:3px solid var(--navy)}
.scenario-card--debt{border-top-color:var(--copper)}
.scenario-card--result{border-top-color:#5c7a69}
.scenario-card strong{display:block;font-family:var(--serif);font-size:clamp(2rem,3.4vw,3rem);font-weight:500;line-height:1;color:var(--navy);margin:13px 0}
.scenario-card--debt strong{color:var(--copper-dark)}
.scenario-card p{margin:0;color:var(--muted);font-size:.95rem}
.scenario-label{font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.scenario-equation{display:grid;grid-template-columns:minmax(280px,.8fr) 1.2fr;gap:32px;align-items:center;background:var(--navy);color:#fff;padding:28px 32px;margin-bottom:24px}
.scenario-equation span{display:block;font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--copper-light);margin-bottom:7px}
.scenario-equation strong{font-family:var(--serif);font-size:1.45rem;font-weight:500}
.scenario-equation p{margin:0;color:rgba(255,255,255,.74)}

.content-page{background:var(--cream)}
.content-shell{max-width:920px;margin:0 auto}
.content-shell section{padding:58px 0;border-bottom:1px solid var(--line)}
.content-shell section:last-child{border-bottom:0}
.content-shell h2{font-size:clamp(1.8rem,3.4vw,2.7rem);max-width:24ch}
.content-shell h3{margin-top:30px}
.content-shell p,.content-shell li{font-size:1.03rem;line-height:1.76}
.content-shell ul,.content-shell ol{padding-left:1.4rem}
.content-shell li+li{margin-top:9px}
.answer-first{
  margin:30px 0 0;padding:24px 26px;border-left:3px solid var(--copper);
  background:#fff;font-family:var(--serif);font-size:1.25rem;line-height:1.55
}
.faq-list{display:grid;gap:12px;margin-top:28px}
.faq-list details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}
.faq-list summary{cursor:pointer;font-weight:700;color:var(--ink)}
.faq-list details p{margin:13px 0 0;font-size:.98rem}
.related-links{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:28px}
.related-links a{
  display:block;padding:18px 20px;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);font-weight:600;text-decoration:none
}
.related-links a:hover{border-color:var(--copper);color:var(--copper-dark)}
.section-note{font-size:.87rem!important;color:var(--muted);margin-top:28px}
.privacy-note{font-size:.82rem;color:var(--muted);line-height:1.55;margin-top:14px}
.privacy-note a{font-weight:600}
.visually-hidden{
  position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;
  overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important
}

@media (max-width:900px){
  .audience-grid,.result-grid,.proof-grid,.content-grid,.scenario-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .audience-grid,.result-grid,.proof-grid,.content-grid,.profile-list,.related-links,.contrast-grid,.scenario-grid,.scenario-equation{grid-template-columns:1fr}
  .content-shell section{padding:44px 0}
  .answer-first{padding:20px;font-size:1.13rem}
  .contrast-card,.scenario-card{padding:24px 22px}
  .scenario-equation{padding:24px 22px;gap:14px}
}